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* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Representative Example: Borrow £200 for 31 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan (347% per annum). The total repayable is £259.
Representative APR 1999%
Payday Loans at your fingertips!.
* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk


Are you confused with the charges? APR? Hidden Fee's? Here at PaydayAnytime.co.uk we make it as simple and clear as possible how straight forward taking out a payday loan with really is.
Get the cash you need today.
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Cost of interest for a 31 day loan

The APR% depends on the period of your loan and will be given to you once you apply.

Please see a demonstration of the loan charges in the table on the right. Your actual charges will be stated once you have filled out our form, clicked submit and you have been provided with a decision. Your charges will appear with your loan agreement which can be viewed before you accept your loan and receive your cash advance.

Representative Example 1999% APR

The APR% for Payday Loans is a standard measure which enables comparison between credit products.

If you are in need of a longer duration to repay for example over 1 to 3 month loans, please contact us and request before applying. In most cases taking a payday loan is much cheaper than paying overdraft fee's and administration costs, bounced cheques or unexpected bill charges.

Late repayment or penalties

A typical payday loan is a short term loan which should be repaid after 31 days. If you can not repay or miss a repayment, there may be some fee's or penalties you should be made aware of.

If for any reason you feel that you may not be able to meet the repayment deadline date, you must contact your lender immediately to avoid fee's or penalties. They will discuss your financial situation with you relating to non-repayment and will go through multiple options that are available.

Failing to arrange an alternative option of repayment means you will be subject to charges and fee's which are really unneccessary. Please avoid this from happening and it is in our best interest that you make repayments that are due before weekends and bank holidays also as processing times may vary in an unlikely event.

We advise to take out exactly the amount you will be able to repay without any problem. Taking out that little bit 'extra' for the unlikely event of incase something happens, may cause problems for you.

Note if still unsure and have questions relating to APR and charges? Please contact us and we will answer your query.

Safe & Secure Loan Application.



Representative Example: Borrow £200 for 31 days. The total charge for credit is £59. Interest is fixed at a rate of £59 per £200 loan (347% per annum). The total repayable is £259. 1999% APR Representative.

* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

  • Borrow up to £1,000
  • Easy application
  • Secure and confidential
  • Funds sent same day
  • No hidden costs
  • Friendly helpful support
  • Apply anytime, anywhere
  • All credit histories
  • No Paperwork

Do I Qualify for a payday loan?
Not sure if you qualify? Don't worry! We can guide you through the process.

We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents.

These are our minimum requirements and your checklist:



If answered yes, then you could qualify for a payday loan with us.

* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Apply Now!
Frequently Asked Questions - FAQs.
Everything you need to know.

* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Verification Process

Once submited your application within seconds you will get a decision regarding being approved.

We realise your emergency money needs, so we strive to make bank transactions as soon as possible. The transfer of money can be made the same day if you apply before 3pm on Mon-Fri. If you apply after 3pm then your money will be transfered the next working day. Every application is discreet and secure. We never reveal any of your personal information with others.

How much can I borrow?

We can lend you anywhere from £100 to £1000 depending on your personal circumstances. We play a big part in responsible lending. The money you need can be with you today.

Why is the APR so high?

Annual Percentage Rate or APR is a common method for comparing finance that is lent over a period of 12 months or more but a Payday loan is set of a period of 1 month and therefore can be misleading for comparison purposes.

Can i extend my loan?

This really depends on the original length you requested. Usually in order to extend your agreement, you are required to fully settle the outstanding amount, including any applicable interest and fees

However contact us and tell us your circumstances and we may be able to arrange to your requirement.

Are there any hidden fee's or administration costs?

There are NO charges, NO hidden fee's, NO hassle!. Our loans finder service is 100% FREE. When you have made an application, some lenders may charge a fee but you will be made aware of the charge before you accept the agreement.

We are very transparent organisation. If you do get rejected or have any questions about your application, please contact us, we may be able to offer you an alternative solution.

The below table demonstrates APR:

Loan type Loan Amount Months Total Repayable APR Actual Interest
Installment £2000 36 £2973.96 16.9% 49%
Installment £2000 60 £3875.40 16.9% 94%
Payday Loan £1000 1 £1250 19% 25%

Will this affect my credit score?

This also depends on the length of the original agreement. Short term loans will only affect your credit score rating if you fail to meet repayments. However it can improve your credit score if you meet your repayments, you will get positive feedback if you successfully repay in the agreed agreement.

Why do you need this information?

As a responsible company we are required to verify that you are who you say you are. That you are in full time employment and can afford to repay the loan. That it is your account we are putting the money into.

Do you use credit scoring or credit reference agencies?

Normally we do not use credit reference agencies to score your application. In some instances as a condition of extended credit, a credit check from a credit bureau may be undertaken.

I have bad credit history – can I still apply?

Absolutely, we welcome all credit histories regardless if yours is good or bad, our cirtieria will implent your present circumstances.

I don't have a debit card – can I still apply?

Yes, it is not necessary to have one however funds may take longer to be transfered.

When will I get my funds?

The transfer of money can be made the same day if you apply before 3pm on Mon-Fri. If you apply after 3pm, then your money will be transfered the next working day.

How will I get my funds?

It will be paid directly into your bank account.

If i have a problem with my loan, who do i contact?

If you have a query or issue relating to your loan application, please contact us via the contact page so we can guide you in the correct direction.

If you have a query or complaint about our website, and the service we provide you, please write to us at support@PaydayAnytime.co.uk and we will endeavour to respond the same working day.

How do I pay back my payday loan?

Easy as pie, we will take your payment via direct debit on your next payday.

Can I defer any of my Payments?

Yes – although after deferring the payday loan twice we will ask you to start reducing the balance. Deferral will incur new charges for every month the loan is deferred – but still at our fixed rate – there are no additional charges.

What if I have problems re-paying?

We understand that people's circumstances can change. If this is the case, please think carefully before applying for a payday loan. Below are some notes you should consider:

Don't borrow money you don't think you can pay back

  1. Don't borrow money you don't think you can pay back
  2. Talk to us and we will help as much as possible

Please let us know! We work very hard to keep our customers happy and it is always good to know when we've succeeded. Please email your comments to support@paydayanytime.co.uk

I am not happy with your service– what can I do?

Here at PaydayAnytime.co.uk, we do everything we can to make sure our customers get the best possible service. However, on the odd occation, we don't get things right first time and we are very transparent about that. Please contact us by email at support@paydayanytime.co.uk if this is to happen.

If you're not completely happy with our service, we need your feedback so this does not happen again. Please email your feedback and comments to support@paydayanytime.co.uk



* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
How does it work?
Our approach is simple & transparent with outstanding customer service.
Our aim is to offer you access to fast, easy and effortless payday loans for those times where you have a short term financial crisis or struggle.

Payday loans is a simple three step process.

The application takes a couple of minutes. But maybe little longer if you are slow at typing!
  • howitworks_image_01 1

    Complete application Complete our our quick application form and click 'submit'.

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    Confirm Application Read and confirm the details you submitted. Once confirmed and if you are approved then you can read and accept loan agreement presented to you. It really is simple!

  • howitworks_image_02 3

    Receive your funds The transfer of money can be made the same day if you apply before 3pm on Mon-Fri. If you apply after 3pm then your money will be transferred the next working day.

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    Give us your feedback We love feedback and comments, we find it essential to our business. If you have any comments or feedback please feel free to send them to us.

Apply Now!

Remember though, a Payday Loan is repayable on the agreed payment date.

Are payday loans right for me?

Payday loans are short term loans typically used for the following:

  • Pay those unexpected bills.
  • Organise emergency child care for your children.
  • Pay repairs - just in time!
  • Fix broken cars or household appliances.
  • Need some cash just to get by.

How much money can I borrow?

You can borrow from £80 - £1000 depending on your circumstances. To find out how much you can borrow complete our quick and easy payday loan application form today!

Payday loans are designed to be taken out for a term of 31 days.

There are hidden fees to set up the loan.

How do I repay my payday loan?

Repaying your payday loan could not be easier.

The lender simply debits the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do.

Can I defer my payday loan repayment?

If you feel you may need to defer your loan, please contact your payday loan provider directly.

* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Got a question? Contact us.
At Payday Anytime, your input is essential and crucial.

We endeavour to give you the best possible customer care. We're here to help you pull you out of the hassle and stress of a financial struggle.
If you have any queries or comments regarding our services, please do not hesitate to contact us.

Live Chat - Coming soon
Our Customer Satisfaction people are here to assist you between 9:00am and 7:30pm Monday to Sunday.
Email: support@paydayanytime.co.uk
For corporate or advertising enquiries please email: support@paydayanytime.co.uk