Once submited your application within seconds you will get a decision regarding being approved.
We realise your emergency money needs, so we strive to make bank transactions as soon as possible. The transfer of money can be made the same day if you apply before 3pm on Mon-Fri. If you apply after 3pm then your money will be transfered the next working day. Every application is discreet and secure. We never reveal any of your personal information with others.
How much can I borrow?
We can lend you anywhere from £100 to £1000 depending on your personal circumstances. We play a big part in responsible lending. The money you need can be with you today.
Why is the APR so high?
Annual Percentage Rate or APR is a common method for comparing finance that is lent over a period of 12 months or more but a Payday loan is set of a period of 1 month and therefore can be misleading for comparison purposes.
Can i extend my loan?
This really depends on the original length you requested. Usually in order to extend your agreement, you are required to fully settle the outstanding amount, including any applicable interest and fees
However contact us and tell us your circumstances and we may be able to arrange to your requirement.
Are there any hidden fee's or administration costs?
There are NO charges, NO hidden fee's, NO hassle!. Our loans finder service is 100% FREE. When you have made an application, some lenders may charge a fee but you will be made aware of the charge before you accept the agreement.
We are very transparent organisation. If you do get rejected or have any questions about your application, please contact us, we may be able to offer you an alternative solution.
The below table demonstrates APR:
Will this affect my credit score?
This also depends on the length of the original agreement. Short term loans will only affect your credit score rating if you fail to meet repayments. However it can improve your credit score if you meet your repayments, you will get positive feedback if you successfully repay in the agreed agreement.
Why do you need this information?
As a responsible company we are required to verify that you are who you say you are. That you are in full time employment and can afford to repay the loan. That it is your account we are putting the money into.
Do you use credit scoring or credit reference agencies?
Normally we do not use credit reference agencies to score your application. In some instances as a condition of extended credit, a credit check from a credit bureau may be undertaken.
I have bad credit history – can I still apply?
Absolutely, we welcome all credit histories regardless if yours is good or bad, our cirtieria will implent your present circumstances.
I don't have a debit card – can I still apply?
Yes, it is not necessary to have one however funds may take longer to be transfered.
When will I get my funds?
The transfer of money can be made the same day if you apply before 3pm on Mon-Fri. If you apply after 3pm, then your money will be transfered the next working day.
How will I get my funds?
It will be paid directly into your bank account.
If i have a problem with my loan, who do i contact?
If you have a query or issue relating to your loan application, please contact us via the contact page so we can guide you in the correct direction.
If you have a query or complaint about our website, and the service we provide you, please write to us at support@PaydayAnytime.co.uk and we will endeavour to respond the same working day.
How do I pay back my payday loan?
Easy as pie, we will take your payment via direct debit on your next payday.
Can I defer any of my Payments?
Yes – although after deferring the payday loan twice we will ask you to start reducing the balance. Deferral will incur new charges for every month the loan is deferred – but still at our fixed rate – there are no additional charges.
What if I have problems re-paying?
We understand that people's circumstances can change. If this is the case, please think carefully before applying for a payday loan. Below are some notes you should consider:
Don't borrow money you don't think you can pay back
- Don't borrow money you don't think you can pay back
- Talk to us and we will help as much as possible
Please let us know! We work very hard to keep our customers happy and it is always good to know when we've succeeded. Please email your comments to firstname.lastname@example.org
I am not happy with your service– what can I do?
Here at PaydayAnytime.co.uk, we do everything we can to make sure our customers get the best possible service. However, on the odd occation, we don't get things right first time and we are very transparent about that. Please contact us by email at email@example.com if this is to happen.
If you're not completely happy with our service, we need your feedback so this does not happen again. Please email your feedback and comments to firstname.lastname@example.org* Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk